The solution that is perfect all your valuable getaway shopping requirements

Xmas is considered the most time that is wonderful of 12 months! However it is additionally the absolute most economically stressful, particularly if you are brief on funds. At iCASH, we think that all Canadians, aside from bad credit, must have use of some fast money solutions to guarantee the merriest of Christmases for many.

So just how do our loan solutions work? Our Holiday loan requests are finished totally online within just ten full minutes, from the absolute comfort of anywhere. In accordance with our 256bit encrypted technology, you can easily be assured your private information will likely to be held safe. iCASH is an authorized direct lender which means your individual information won’t ever be provided or offered with any 3rd party and you will be utilized entirely to be used inside our loan choices.

With your fast and simple xmas application for the loan process, you obtain your loan approval in minutes then get your getaway funds via e-transfer a brief five minutes after signing your agreement! Absolutely Nothing could be faster or even more convenient during this very shopping season that is busy!

Our unique getaway Flexpay loans can be an way that is affordable obtain the funds you may need, fast. Using this sort of loan, you are able to distribute your instalment repayments out over up to 3 pay durations. Shop now, spend later! And all sorts of for similar low-value interest as being a cash loan loan! Christmas time shopping and getaway funds simply got a lot that is whole, because of iCASH!

No Wait

Finish the protected online application for the loan in moments. No papers are needed. Become instantly receive and approved an e-transfer within 5 moments just after electronically signing your agreement. Even on and Holidays weekend!

No Documents

Apply from the absolute comfort of your house – no more documents that are faxing waiting in line. The moment online payday loan procedure is versatile and convenient.

Get Authorized

Merely fill a straightforward application that is online you may be immediately authorized for the money. Have the payment routine that matches your requirements with 1, two or three installments.

Grace Period

We will put in a 5 days elegance duration before beginning to settle your loan on the next payday. This implies you should have an additional 5 times to cover us right back with no fee that is extra.

100% Compliant

As certified lenders, we have been completely compliant with provincial legal guidelines, and our lending that is transparent process no concealed charges with no shocks.

Once you just take a payday loan or Flexpay loan with iCASH, you may be always in complete control of the amount of money you can expect to owe and there are not any shocks nor concealed costs. Before signing your loan contract, we’ll provide you with a dysfunction of the many expenses taking part in your loan so that you should be able to make an informed choice.

Having Your Cash

You’ll find nothing easier than having your cash. After electronically signing your agreement, you shall get your funds by e-transfer within the next five full minutes. We deliver e-transfers 1 week a week, round the clock. At iCASH, we should relieve our consumers’ lives that you have more important things to care about since we know. Consequently our services are quick, hassle-free and convenient.

Handling Your Loan

Could I make repayments early?

Yes, you’ll be able to repay early, and you are encouraged by us to accomplish it if you’re able to! Additionally there are no prices for very early repayments. Repaying early is just a choice that is great:

  • There are not any fees that are extra
  • It is possible to enhance your trust score with iCASH

May I increase my loan quantity once I have my money?

As accountable loan providers, we just allow our clients sign up for one loan at the same time. That is why it is important whenever you make an application for that loan to think about finances also to pick the loan repayment and amount choices which can be best for your needs.

Repaying Your Loan

What goes on to my payment date ?

To make the payment procedure as straightforward as you possibly can for you personally, we’ll immediately debit your bank account from the deadline for the quantities specified into the contract. On the payment date, please ensure you can pay for obtainable in your money for the re re payment to avoid any additional costs.

Repayment Plans

We’ve two payment plans you are able to select from to find the one that suits you well.

  • Cash loan: make a payment between 7-62 times once you are authorized
  • Flexpay: make 2 or 3 repayments between 7-62 times once you are authorized

Perform Borrowing

Trust Rating System

You can apply for up to $750 when you apply for your first cash advance loan or Flexpay loan with iCASH. In the event that you pay off your first loan on some time in accordance with the conditions and terms of one’s loan, you will definitely gradually meet the requirements to borrow as much as $1,500.

a payday loan or Flexpay loan is generally accepted as a short-term loan and it is perhaps perhaps not meant for regular usage. If another situation arises and also you do want to borrow funds from us once again, the mortgage application procedure will likely to be faster compared to time that is first. Since much of your information are conserved in your iCASH account, you’ll merely join, verify the information that is existing thereby applying. It is that facile!

As an element of our dedication to accountable lending, we might at time make alterations to make sure that each unsecured loan we give is within the interest that is best of y our consumer’s monetary wellness. We give consideration to each application we get on a person foundation, therefore repeat borrowers aren’t assured approval from us before because they have borrowed.

Later Costs

You can easily avoid any fund that is non-sufficient by simply making re re payments on time and making certain cash is readily available for pre-authorized debits in your account from the repayment dates. NSF charges are broken down as follows, based on all the following Canadian provinces: British Columbia, Alberta, brand brand New Brunswick, Saskatchewan, Ontario, Nova Scotia, Manitoba and Prince Edward Island.


iCASH’s financing procedure is completely clear in order to demonstrably realize your repayment duties. Dependent on your pay duration this fee that is daily change. Your total add up to be repaid could be the loan amount and the interest cost, no extra costs will be charged for your requirements.

The only method that your payment quantity would increase is when that you do not conform to your loan payment contract. You need to ensure your bank account has sufficient funds to pay for the preauthorized debit regarding the date you decided to make that loan re payment. If the bank-account has inadequate funds during the time of the preauthorized debit, you’ll be charged a payment that is missed, along with your bank could also ask you for a non-sufficient funds cost. From here on, collection passions is going to be put on the balance that is remaining of loan until it really is completely paid back.

In the future, your file will likely to be handed down to the collections that are professional that will do their finest to get to an understanding with you. Regrettably, should you not make use of us to settle your loan when you look at the agreed-upon time period, iCASH may have no other option but to pass through on your own file to an outside collection agency.

The transfer of one’s file to an outside collection agency could also create additional costs it can lead your credit file to a negative note and could damage your file for six years for you. Your credit history information could be handed down with other companies by credit agencies and fraudulence security agencies for verification purposes or to monitor your whereabouts to be able to recover the sums owed.

This is the reason we reiterate that it’s vitally important to respect your commitments with us. iCASH is a business by having a individual side and we recognize that difficult circumstances you can do. Should this be the situation, please contact us just as you are able to therefore we will find an arrangement that may keep costs down for both you and that will enable one to fulfill your commitments. Nevertheless, iCASH highly recommends which you think really before you apply for a loan. When you have any doubts regarding the capability to reimburse this loan in line with the founded terms, we advice one to find another way to obtain funding.